There's no need to check your PhonePe, Paytm, and GPay payment history in different apps. You can easily check your UPI transaction records in one place. Let's explore the complete process.
(How to view all payment history in one place)
Online payments have grown rapidly in the digital world. Today, most people use UPI apps like PhonePe, Google Pay, and Paytm for their daily payments. However, problems often arise when they need information about an old payment and don't remember which app they used. But today, we're going to tell you about a method that allows you to view all your UPI transaction details in one place.
How to get UPI transaction information in one place
Let us tell you that if you have made a payment through different UPI apps, then information about all the transactions happening in your bank account is available in the Account Statement/Transaction History of the banking app or net banking.
To do this, first open your bank's mobile app and log in. Then, go to options like Accounts, Bank Account, or Transaction History. These options may have slightly different names in different bank apps.
Now select the account that you have connected to PhonePe, GPay, or Paytm UPI. Here, you'll see complete details of debit and credit transactions made from the account.
It will be easy to find old payments.
Suppose you paid ₹500 at a store, but you don't remember whether it was made using PhonePe or Google Pay. Your bank statement will show you transactions around that date for you to search.
It's worth noting that statements normally display balance, date, UPI reference number, and receiver information. This makes it easier to identify past payments.
If a long history is visible in the bank app, then many banks also provide the facility to view transactions or download statements based on date.
Why is UPI app history also useful?
A bank statement can provide you with transaction information from your account, but for additional information related to a payment, it's a better option to search within the same UPI app. For example, with PhonePe, past payments can be found in PhonePe's history, with Google Pay in Google Pay's activity, and with Paytm in the Paytm transactions section. Therefore, it's better to use the bank statement as a common record and the UPI app's history for additional details.
Keep this in mind
Never enter your UPI PIN, banking password, or OTP to view your UPI history on any unknown website or third-party app. The UPI PIN is only used to register payments and should not be shared with anyone. Furthermore, if you have any doubts about a transaction, don't ignore it based solely on the app's history. Be sure to check your bank account statement as well.
What is the easiest way?
If your goal is simply to find out how much money was transferred from your account on a particular date, your bank account's transaction history is the easiest option. However, if you need detailed information about a specific UPI payment, check the history of that app. This way, instead of opening PhonePe, Google Pay, and Paytm individually, you can check your UPI payments in one place via your bank statement.
