In a major development affecting millions of beneficiaries, nearly 68 lakh bank accounts have been deactivated under the Ladki Bahin Yojana. This update is crucial for women who are currently receiving benefits or planning to apply for the scheme.
Government welfare schemes are designed to support citizens, but even small procedural lapses—like incomplete verification—can lead to serious consequences, including account suspension.
Why Were 68 Lakh Accounts Closed?
The primary reason behind this large-scale action is the non-completion of e-KYC (electronic Know Your Customer).
Under the scheme:
- Completing e-KYC is mandatory to continue receiving benefits
- Many beneficiaries failed to complete this process on time
- As a result, their accounts were deactivated or suspended
Additionally, authorities found irregularities during verification. Some ineligible individuals, including men and government employees, were reportedly availing benefits—leading to stricter scrutiny.
Updated Figures: How Many Accounts Are Still Active?
Before the verification drive:
- Total accounts: 2.43 crore
After removing invalid or unverified entries:
- Active accounts: around 1.75 crore
This shows a significant cleanup to ensure that only eligible beneficiaries receive financial assistance.
Relief for Beneficiaries: Deadline Extended
If your account has been affected or your e-KYC is still pending, there is still an opportunity to fix it.
The government has extended the deadline for completing e-KYC to:
- April 30, 2026
This gives beneficiaries enough time to:
- Update their details
- Re-verify eligibility
- Reactivate their accounts (if eligible)
What Benefits Does the Scheme Offer?
The Ladki Bahin Yojana provides ₹1,500 per month to eligible women.
The objective of the scheme is to:
- Support financially weaker sections
- Promote financial independence among women
- Improve household economic stability
Why Did e-KYC Become a Challenge?
Many beneficiaries faced difficulties while completing the verification process. Common issues included:
- Aadhaar and bank account not properly linked
- Errors while entering personal details
- Technical glitches during verification
- Misclassification of beneficiaries as government employees due to incorrect responses
In some cases, accounts were wrongly flagged, but later corrected after review.
Can More Accounts Be Closed?
Yes. Officials have clarified that the final list of beneficiaries will be prepared only after the verification process is complete.
- Accounts without completed e-KYC may be permanently closed
- Only verified and eligible individuals will continue receiving benefits
This makes timely action extremely important.
What Should You Do Now?
If you are a beneficiary or planning to apply, follow these steps:
- Complete your e-KYC as soon as possible
- Ensure your Aadhaar is linked with your bank account
- Double-check all details before submission
- Stay updated through official government notifications
Final Takeaway
The closure of 68 lakh accounts highlights the government’s effort to ensure transparency and eliminate misuse of welfare schemes. However, it also serves as a reminder that beneficiaries must stay alert and complete necessary formalities on time.
If you are eligible, don’t delay—complete your e-KYC before April 30 to continue receiving benefits without interruption.
