If you have health insurance, you should find out whether your health insurance policy covers critical illnesses or not. Otherwise, you could face significant losses.

Health Insurance Policy 2025: People often lose their life savings due to serious illnesses. Serious illnesses cost a lot of money and require long-term treatment. Those who have a health insurance policy certainly benefit from this. However, it's often seen that people don't include coverage for critical illnesses in their health insurance policies. Consequently, if a serious illness occurs, they end up spending a significant portion of their savings on treatment.

If you have health insurance, you should find out whether your health insurance policy covers critical illnesses. This information is essential before purchasing health insurance, so that you and your family don't face any future problems.

Things to know before choosing an insurance policy

If you're considering a health insurance policy, you should know whether it covers critical illnesses. Different companies offer different types of insurance policies, with varying premiums. Companies also offer policies for different illnesses.

Many policies cover over 100 illnesses. When selecting your policy, you should choose one that covers critical illnesses. If you already have a policy, you can also add it on. 

CI (Critical Illness) Rider

A CI (Critical Illness) rider is an additional coverage that can be added to a term life insurance policy. It provides coverage for the treatment of critical illnesses such as cancer, stroke, heart attack, kidney failure, and certain surgeries. This coverage pays a lump sum.