Indian kitchens widely use gas cylinders and have moved away from traditional stoves; they are an essential part of everyday life. LPG use is common, but many people are unaware of the important safety and insurance policies associated with it. One often overlooked fact is that your LPG gas cylinder comes with insurance coverage – and this can be very useful in the event of an accident. Let's find out how much compensation you receive in case of a gas cylinder explosion.

What you should know about LPG cylinder insurance.

Here are some key points everyone should know:

Automatic insurance coverage up to ₹10 lakh

Every LPG gas connection in India is automatically covered by a third-party insurance policy.

This insurance provides coverage up to ₹10 lakh in the event of damage, injury, or death caused by a cylinder explosion or leak.

The premium for this insurance is paid by the gas agency, not the customer.

Why It's Important

Cylinder explosions are rare, but they can be fatal. Every year, numerous gas leaks and explosions occur in India, resulting in serious injuries, loss of life, and property damage.

Despite this, very few victims or their families file compensation claims, often due to lack of information.

How to File an Insurance Claim in the Event of an Incident

If you are ever involved in a gas leak or explosion incident, you should:

Immediately inform the authorities

Immediately report the incident to the local police and your gas agency.

On-Site Investigation

The gas agency will send its personnel to investigate and determine the cause of the accident.

Preparing a Report

A detailed report will be prepared based on the investigation.

Insurance Claim Process

This report will be used to process an insurance claim, which may provide compensation for medical expenses, property damage, or loss of life.

Stay safe – report any problems immediately.

If you notice a gas leak or suspect a problem with your cylinder, don't ignore it. Contact your gas agency immediately.