Starting October 1st, the first 15 minutes of railway reservations opening will be open only to those with Aadhaar verification. There will be no change for those purchasing tickets from PRS counters.

New Rules: Beginning today, October 1, 2025, the Government of India, through the Ministry of Finance, has implemented several major changes that will directly impact the daily lives and financial planning of ordinary people. Let's explore the changes, from UPI transactions to railway tickets, that will impact your wallet:

1. Changes in the National Pension System (NPS):

From October 1, non-government NPS subscribers can now invest up to 100% in equities under the Multiple Scheme Framework (MSF). Previously, this limit was 75%. Additionally, private sector employees will be required to pay an e-PRAN kit fee of ₹18 and an annual maintenance charge of ₹100 to open a PRAN (Permanent Retirement Account Number). For Atal Pension Yojana (APY) and NPS Lite subscribers, the PRAN opening and maintenance charge will be ₹15. There will be no additional transaction fees.

2. Changes in railway ticket booking:

Starting October 1st, the first 15 minutes of railway reservations opening will be open only to those with Aadhaar verification. There will be no change for those purchasing tickets from PRS counters. Railway agents will not be able to book tickets for the first 10 minutes of reservations opening. This is intended to prevent fraud in ticket booking.

3. Online Gaming Rules:

Under the Online Gaming Bill 2025, starting October 1, people under the age of 18 will be prohibited from participating in online real money gaming. Violations can result in a prison sentence of up to three years and a fine of up to ₹1 crore. Promoters could face a two-year sentence and a fine of up to ₹50 lakh. The government is taking this step to promote e-sports and control financial losses.

4. Change in LPG prices:

Oil companies are revising the prices of domestic cooking gas cylinders starting October 1. This will have a direct impact on people's kitchens.

5. Changes in UPI transactions:

UPI transactions can now be made up to ₹5 lakh at a time. This move will help reduce fraud and phishing.

6. Postal Service – Speed ​​Post Changes:

New features for Speed ​​Post include OTP-based delivery, real-time tracking, online booking, and SMS notifications. A 10% discount for students and a 5% discount for new wholesale customers are also applicable. These changes can directly impact your financial transactions, investments, travel, and everyday needs.